{"id":273,"date":"2024-04-02T05:15:45","date_gmt":"2024-04-02T05:15:45","guid":{"rendered":"https:\/\/jv-sites-local.guildmortgage.com\/betterbuiltmortgagegroup\/?page_id=273"},"modified":"2024-11-18T23:03:43","modified_gmt":"2024-11-18T23:03:43","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/jv-sites.guildmortgage.com\/betterbuiltmortgagegroup\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-273","page","type-page","status-publish","hentry"],"acf":{"page":{"":null,"hero_section":{"display_hero":false,"":null,"use_text_editor":false,"text_editor":"","hero":{"hero_layout":"None","background_image":null,"mobile_background_image":null,"logo_section":null,"logo_link":null,"hero_h1":"","builder":null,"two_column_layout":null},"container_attributes":{"text_id":"","text_class":"","background_color":"","text_color":"","container_width":"site-width","text_width":"site-width"}},"hero_navigation_section":{"display_hero_navigation":false,"":null,"use_text_editor":false,"text_editor":"","hero_navigation":{"add_hero_navigation":false,"navigation":null}},"hero_banner":{"display_hero_banner":true,"":null,"use_text_editor":true,"text_editor":"<h1>Privacy Policy<\/h1>","banner_text":null,"attributes":{"field_body_builder_banner_id":"","field_body_builder_banner_class":"","field_body_builder_banner_background_color":"rgb(249,249,249)","field_body_builder_banner_text_color":"","field_body_builder_banner_background_image":"","field_body_builder_banner_text_align":"","field_body_builder_banner_container_width":"site-width","field_body_builder_banner_text_width":"site-width","id_name":null,"class_name":null,"font_size":null,"background_color":null,"text_color":null,"text_align":null,"vertical_align":null,"background_image":null,"mobile_background_image":null,"order":null}},"body":{"":null,"use_text_editor":false,"text_editor_text":"<div class=\"container row-container\">\n<div class=\"content-container\" style=\"max-width: 1200px; margin: 40px auto;\">\n<h2>What does Better Built Mortgage Group, LLC do with your personal information?<\/h2>\n<div style=\"margin: 30px 0px;\">\n<h3>Why?<\/h3>\n<p style=\"padding: 10px 0px;\">Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.<\/p>\n\n<\/div>\n<div style=\"margin: 30px 0px;\">\n<h3>What?<\/h3>\n<p style=\"padding: 10px 0px;\">The types of personal information we collect and share depend on the product or service you have with us. This information can include:<\/p>\n\n<ul style=\"margin-left: 40px;\">\n \t<li>Social Security number and income<\/li>\n \t<li>Account balances and payment history<\/li>\n \t<li>Credit history and credit scores<\/li>\n<\/ul>\n<p style=\"padding: 10px 0px;\">When you are <em>no longer<\/em> our customer, we continue to share your information as described in this\nnotice.<\/p>\n\n<\/div>\n<div style=\"margin: 30px 0px;\">\n<h3>How?<\/h3>\n<p style=\"padding: 10px 0px;\">All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Artisan Home Loans, llc chooses to share; and whether you can limit this sharing.<\/p>\n\n<\/div>\n<div style=\"margin: 30px 0px;\">\n<h2>California residents - click here to view <a style=\"color: #002856 !important; text-decoration: underline !important;\" href=\"\/ccpa\" target=\"_blank\" rel=\"noopener\">the California Consumer Protection Act portal<\/a><\/h2>\n<table>\n<tbody>\n<tr style=\"background-color: #a9cfdf; text-transform: uppercase; padding: 20px !important;\">\n<th style=\"padding: 17px 10px 17px 40px;\">REASONS WE CAN SHARE YOUR PERSONAL INFORMATION<\/th>\n<th style=\"padding: 17px 10px 17px 40px;\">DOES BETTER BUILT MORTGAGE GROUP, LLC SHARE?<\/th>\n<th style=\"padding: 17px 10px 17px 40px;\">CAN YOU LIMIT THIS SHARING?<\/th>\n<\/tr>\n<tr style=\"border-bottom: 1px #f9f9f9 solid;\">\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For our everyday business purposes-<\/strong>\n\n\nsuch as to process your transactions,\n\n\nmaintain your account(s), respond to\n\n\ncourt orders and legal investigations, or\n\n\nreport to credit bureaus<\/td>\n<td style=\"padding: 17px 10px 17px 40px;\">YES<\/td>\n<td style=\"padding: 17px 10px 17px 40px;\">NO<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For our marketing purposes-<\/strong>\n\n\nto offer our products and services to you<\/td>\n<td style=\"padding: 17px 10px 17px 40px;\">YES<\/td>\n<td style=\"padding: 17px 10px 17px 40px;\">NO<\/td>\n<\/tr>\n<tr style=\"border-bottom: 1px solid #ddd;\">\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For joint marketing with other financial companies<\/strong><\/td>\n<td style=\"padding: 17px 10px 17px 40px;\">YES<\/td>\n<td style=\"padding: 17px 10px 17px 40px;\">NO<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For our affiliates' everyday business purposes-<\/strong>\n\n\ninformation about your transactions and experiences<\/td>\n<td style=\"padding: 17px 10px 17px 40px;\">YES<\/td>\n<td style=\"padding: 17px 10px 17px 40px;\">NO<\/td>\n<\/tr>\n<tr>\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For our affiliates' everyday business purposes-<\/strong>\n\n\ninformation about your creditworthiness<\/td>\n<td style=\"padding: 17px 10px 17px 40px;\">NO<\/td>\n<td style=\"padding: 17px 10px 17px 40px;\">WE DON'T SHARE<\/td>\n<\/tr>\n<tr style=\"border-bottom: 1px solid #ddd;\">\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For affiliates to market to you<\/strong><\/td>\n<td style=\"padding: 17px 10px 17px 40px;\">YES<\/td>\n<td style=\"padding: 17px 10px 17px 40px;\">YES<\/td>\n<\/tr>\n<tr style=\"border-bottom: 1px solid #ddd;\">\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For non-affiliates to market to you<\/strong><\/td>\n<td style=\"padding: 17px 10px 17px 40px;\">NO<\/td>\n<td style=\"padding: 17px 10px 17px 40px;\">WE DON'T SHARE<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div style=\"margin: 30px 0px;\">\n<h2>Who is providing this notice? Better Built Mortgage Group, LLC<\/h2>\n<h4>How does Better Built Mortgage Group, LLC protect my personal information?<\/h4>\n<p style=\"padding: 10px 0px;\">To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.<\/p>\n<p style=\"padding: 10px 0px;\">We restrict access to your information to those who have a legitimate business purpose, and we train employees on data security and confidentiality.<\/p>\n\n<h4>How does Better Built Mortgage Group, LLC collect my personal information?<\/h4>\n<ul style=\"margin-left: 40px;\">\n \t<li>We collect your personal information, for example, when you<\/li>\n \t<li>Apply for financing or give us your contact information<\/li>\n \t<li>Give us your income information<\/li>\n \t<li>Give us your employment history Give us your wage statements<\/li>\n<\/ul>\n<p style=\"padding: 10px 0px;\">We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.<\/p>\n\n<h4>Why can't I limit all sharing?<\/h4>\n<p style=\"padding: 10px 0px;\">Federal law gives you the right to limit only<\/p>\n\n<ul style=\"margin-left: 40px;\">\n \t<li>sharing for affiliates' everyday business purposes-information about your creditworthiness<\/li>\n \t<li>affiliates from using your information to market to you<\/li>\n \t<li>sharing for non-affiliates to market to you<\/li>\n<\/ul>\n<p style=\"padding: 10px 0px;\">State laws and individual companies may give you additional rights to limit sharing.<\/p>\n<p style=\"padding: 10px 0px;\">What happens when I limit sharing for an account, I hold jointly with someone else? Your choices will apply to everyone on your account.<\/p>\n\n<\/div>\n<div style=\"margin: 30px 0px;\">\n<h3>Definitions<\/h3>\n<h4>Affiliates<\/h4>\n<p style=\"padding: 10px 0px;\">Companies related by common ownership or control. They can be financial and nonfinancial companies.<\/p>\n<p style=\"padding: 10px 0px;\">Our affiliates include financial companies such as:<\/p>\n\n<ul style=\"margin-left: 40px;\">\n \t<li>Guild Mortgage Company LLC<\/li>\n<\/ul>\n<h4>Non-affiliates<\/h4>\n<p style=\"padding: 10px 0px;\">Companies not related by common ownership or control. They can be financial and nonfinancial companies.<\/p>\n<p style=\"padding: 10px 0px;\">Non-affiliates we share can include:<\/p>\n\n<ul style=\"margin-left: 40px;\">\n \t<li>Non-financial companies, such as direct marketing companies<\/li>\n \t<li>Service providers that perform marketing services on our behalf or on behalf of us and another financial institution.<\/li>\n<\/ul>\n<h4>Joint Marketing<\/h4>\n<p style=\"padding: 10px 0px;\">A formal agreement between nonaffiliated financial companies that together market financial products or services to you.<\/p>\n<p style=\"padding: 10px 0px;\">Our joint marketing partners include:<\/p>\n\n<ul style=\"margin-left: 40px;\">\n \t<li>Financial institutions with whom Bellco Home Loans, LLC or its subsidiaries have joint marketing agreements<\/li>\n \t<li>Service providers that perform marketing services on our behalf or on behalf of us and another financial institution<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>","body_component":{"container":[{"layout_selection":"One column","single_column_layout":{"":null,"header":{"add_header":false,"header_text":"","header_type":"H2","header_class":"","header_alignment":"","header_font_size":"","header_color":""},"tagline":{"add_tagline":false,"tagline_text":"","alignment":"","tagline_class":"","position":"below","tagline_font_size":"","tagline_color":""},"selection":"Text","body":"<div class=\"container row-container\">\r\n<div class=\"content-container\" style=\"max-width: 1200px; margin: 40px auto;\">\r\n<h2>What does Better Built Mortgage Group, LLC do with your personal information?<\/h2>\r\n<div style=\"margin: 30px 0px;\">\r\n<h3>Why?<\/h3>\r\n<p style=\"padding: 10px 0px;\">Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.<\/p>\r\n\r\n<\/div>\r\n<div style=\"margin: 30px 0px;\">\r\n<h3>What?<\/h3>\r\n<p style=\"padding: 10px 0px;\">The types of personal information we collect and share depend on the product or service you have with us. This information can include:<\/p>\r\n\r\n<ul style=\"margin-left: 40px;\">\r\n \t<li>Social Security number and income<\/li>\r\n \t<li>Account balances and payment history<\/li>\r\n \t<li>Credit history and credit scores<\/li>\r\n<\/ul>\r\n<p style=\"padding: 10px 0px;\">When you are <em>no longer<\/em> our customer, we continue to share your information as described in this\r\nnotice.<\/p>\r\n\r\n<\/div>\r\n<div style=\"margin: 30px 0px;\">\r\n<h3>How?<\/h3>\r\n<p style=\"padding: 10px 0px;\">All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Artisan Home Loans, llc chooses to share; and whether you can limit this sharing.<\/p>\r\n\r\n<\/div>\r\n<div style=\"margin: 30px 0px;\">\r\n<h2>California residents - click here to view <a style=\"color: #002856 !important; text-decoration: underline !important;\" href=\"\/ccpa\" target=\"_blank\" rel=\"noopener\">the California Consumer Protection Act portal<\/a><\/h2>\r\n<table>\r\n<tbody>\r\n<tr style=\"background-color: #a9cfdf; text-transform: uppercase; padding: 20px !important;\">\r\n<th style=\"padding: 17px 10px 17px 40px;\">REASONS WE CAN SHARE YOUR PERSONAL INFORMATION<\/th>\r\n<th style=\"padding: 17px 10px 17px 40px;\">DOES BETTER BUILT MORTGAGE GROUP, LLC SHARE?<\/th>\r\n<th style=\"padding: 17px 10px 17px 40px;\">CAN YOU LIMIT THIS SHARING?<\/th>\r\n<\/tr>\r\n<tr style=\"border-bottom: 1px #f9f9f9 solid;\">\r\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For our everyday business purposes-<\/strong>\r\n\r\n\r\nsuch as to process your transactions,\r\n\r\n\r\nmaintain your account(s), respond to\r\n\r\n\r\ncourt orders and legal investigations, or\r\n\r\n\r\nreport to credit bureaus<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">YES<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">NO<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For our marketing purposes-<\/strong>\r\n\r\n\r\nto offer our products and services to you<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">YES<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">NO<\/td>\r\n<\/tr>\r\n<tr style=\"border-bottom: 1px solid #ddd;\">\r\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For joint marketing with other financial companies<\/strong><\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">YES<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">NO<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For our affiliates' everyday business purposes-<\/strong>\r\n\r\n\r\ninformation about your transactions and experiences<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">YES<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">NO<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For our affiliates' everyday business purposes-<\/strong>\r\n\r\n\r\ninformation about your creditworthiness<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">NO<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">WE DON'T SHARE<\/td>\r\n<\/tr>\r\n<tr style=\"border-bottom: 1px solid #ddd;\">\r\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For affiliates to market to you<\/strong><\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">YES<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">YES<\/td>\r\n<\/tr>\r\n<tr style=\"border-bottom: 1px solid #ddd;\">\r\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For non-affiliates to market to you<\/strong><\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">NO<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">WE DON'T SHARE<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/div>\r\n<div style=\"margin: 30px 0px;\">\r\n<h2>Who is providing this notice? Better Built Mortgage Group, LLC<\/h2>\r\n<h4>How does Better Built Mortgage Group, LLC protect my personal information?<\/h4>\r\n<p style=\"padding: 10px 0px;\">To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.<\/p>\r\n<p style=\"padding: 10px 0px;\">We restrict access to your information to those who have a legitimate business purpose, and we train employees on data security and confidentiality.<\/p>\r\n\r\n<h4>How does Better Built Mortgage Group, LLC collect my personal information?<\/h4>\r\n<ul style=\"margin-left: 40px;\">\r\n \t<li>We collect your personal information, for example, when you<\/li>\r\n \t<li>Apply for financing or give us your contact information<\/li>\r\n \t<li>Give us your income information<\/li>\r\n \t<li>Give us your employment history Give us your wage statements<\/li>\r\n<\/ul>\r\n<p style=\"padding: 10px 0px;\">We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.<\/p>\r\n\r\n<h4>Why can't I limit all sharing?<\/h4>\r\n<p style=\"padding: 10px 0px;\">Federal law gives you the right to limit only<\/p>\r\n\r\n<ul style=\"margin-left: 40px;\">\r\n \t<li>sharing for affiliates' everyday business purposes-information about your creditworthiness<\/li>\r\n \t<li>affiliates from using your information to market to you<\/li>\r\n \t<li>sharing for non-affiliates to market to you<\/li>\r\n<\/ul>\r\n<p style=\"padding: 10px 0px;\">State laws and individual companies may give you additional rights to limit sharing.<\/p>\r\n<p style=\"padding: 10px 0px;\">What happens when I limit sharing for an account, I hold jointly with someone else? Your choices will apply to everyone on your account.<\/p>\r\n\r\n<\/div>\r\n<div style=\"margin: 30px 0px;\">\r\n<h3>Definitions<\/h3>\r\n<h4>Affiliates<\/h4>\r\n<p style=\"padding: 10px 0px;\">Companies related by common ownership or control. They can be financial and nonfinancial companies.<\/p>\r\n<p style=\"padding: 10px 0px;\">Our affiliates include financial companies such as:<\/p>\r\n\r\n<ul style=\"margin-left: 40px;\">\r\n \t<li>Guild Mortgage Company LLC<\/li>\r\n<\/ul>\r\n<h4>Non-affiliates<\/h4>\r\n<p style=\"padding: 10px 0px;\">Companies not related by common ownership or control. They can be financial and nonfinancial companies.<\/p>\r\n<p style=\"padding: 10px 0px;\">Non-affiliates we share can include:<\/p>\r\n\r\n<ul style=\"margin-left: 40px;\">\r\n \t<li>Non-financial companies, such as direct marketing companies<\/li>\r\n \t<li>Service providers that perform marketing services on our behalf or on behalf of us and another financial institution.<\/li>\r\n<\/ul>\r\n<h4>Joint Marketing<\/h4>\r\n<p style=\"padding: 10px 0px;\">A formal agreement between nonaffiliated financial companies that together market financial products or services to you.<\/p>\r\n<p style=\"padding: 10px 0px;\">Our joint marketing partners include:<\/p>\r\n\r\n<ul style=\"margin-left: 40px;\">\r\n \t<li>Financial institutions with whom Bellco Home Loans, LLC or its subsidiaries have joint marketing agreements<\/li>\r\n \t<li>Service providers that perform marketing services on our behalf or on behalf of us and another financial institution<\/li>\r\n<\/ul>\r\n<\/div>\r\n<\/div>\r\n<\/div>","image":null,"button":{"button_link":null,"button_class":"","button_id":"","button_background_color":"","button_text_color":"","button_alignment":"center"},"attributes":{"single_column_id":"","single_column_class":"","single_column_background_color":"","single_column_text_color":"","background_image":"","text_align":"left","single_column_width":"site-width","text_width":"site-width"},"container_size":"100%","disclaimer":""},"two_column_layout":{"":null,"header":{"add_header":false,"header_text":"","header_type":"H2","header_class":"","header_alignment":"","header_font_size":"","header_color":""},"tagline":{"add_tagline":false,"tagline_text":"","alignment":"","tagline_class":"","position":"below","tagline_font_size":"","tagline_color":""},"column_container":null,"attributes":{"two_column_id":"","two_column_class":"","two_column_background_color":"","two_column_text_color":"","background_image":null,"text_align":"left","two_column_width":"site-width","text_width":"site-width"},"disclaimer":""},"three_column_layout":{"":null,"header":{"add_header":false,"header_text":"","header_type":"H2","header_class":"","header_alignment":"","header_font_size":"","header_color":""},"tagline":{"add_tagline":false,"tagline_text":"","alignment":"","tagline_class":"","position":"below","tagline_font_size":"","tagline_color":""},"column_container":null,"attributes":{"three_column_id":"","three_column_class":"","three_column_background_color":"","three_column_text_color":"","background_image":null,"text_align":"left","three_column_width":"site-width","text_width":"site-width"},"disclaimer":""},"card_grid_layout":{"":null,"header":{"add_header":false,"header_text":"","header_type":"H2","header_class":"","header_alignment":"","header_font_size":"","header_color":""},"tagline":{"add_tagline":false,"tagline_text":"","alignment":"","tagline_class":"","position":"below","tagline_font_size":"","tagline_color":""},"column_container":null,"attributes":{"card_grid_container_id":"","card_grid_container_class":"","card_grid_container_background_color":"","card_grid_container_text_color":"","background_image":null,"text_align":"left","card_grid_container_width":"site-width","text_width":"site-width","card_type":""},"disclaimer":""},"loan_officer":null,"testimonial_grid_layout":{"":null,"header":{"add_header":false,"header_text":"","header_type":"H2","header_class":"","header_alignment":"","header_font_size":"","header_color":""},"tagline":{"add_tagline":false,"tagline_text":"","alignment":"","tagline_class":"","position":"below","tagline_font_size":"","tagline_color":""},"column_container":null,"attributes":{"testimonial_grid_container_id":"","testimonial_grid_container_class":"","testimonial_grid_container_background_color":"","testimonial_grid_container_text_color":"","background_image":null,"text_align":"left","testimonial_grid_container_width":"site-width","text_width":"site-width"},"disclaimer":""}}]}}},"page_v2":{"":null,"hero":{"display_hero":true,"":null,"use_text_editor":false,"text_editor_text":"","container":[{"header":{"add_header":false,"text":"","type":"H2","class_name":"","id_name":"","alignment":"","font_size":"","text_color":""},"tagline":{"add_tagline":false,"text":"","alignment":"","class_name":"","id_name":"","position":"below","font_size":"","text_color":""},"row":[{"layout_selection":"Single column","single_column":{"":null,"header":{"add_header":true,"text":"Privacy Policy","type":"H1","class_name":"","id_name":"","alignment":"center","font_size":"","text_color":""},"tagline":{"add_tagline":false,"text":"","alignment":"","class_name":"","id_name":"","position":"below","font_size":"","text_color":""},"column":null,"attributes":{"id_name":"","class_name":"","font_size":"","background_color":"","text_color":"","text_align":"","vertical_align":"","background_image":"","mobile_background_image":"","order":""},"column_size":""},"two_column":null,"three_column":null,"card_grid":null,"attributes":{"id_name":"","class_name":"","font_size":"","background_color":"","text_color":"","text_align":"","vertical_align":"","background_image":"","mobile_background_image":"","card_type":"","order":""}}],"attributes":{"id_name":"","class_name":"","font_size":"","background_color":"rgb(249,249,249)","text_color":"","text_align":"","vertical_align":"","background_image":"","mobile_background_image":"","hero_type":"","container_width":"full-width","text_width":"site-width"}}]},"hero_navigation":{"display_hero_navigation":false,"":null,"use_text_editor":false,"text_editor_text":"","container":null},"hero_banner":{"display_hero_banner":false,"":null,"use_text_editor":false,"text_editor":"","banner_text":null,"attributes":{"field_body_builder_banner_id":"","field_body_builder_banner_class":"","field_body_builder_banner_background_color":"","field_body_builder_banner_text_color":"","field_body_builder_banner_background_image":"","field_body_builder_banner_text_align":"","field_body_builder_banner_container_width":"site-width","field_body_builder_banner_text_width":"site-width","id_name":null,"class_name":null,"font_size":null,"background_color":null,"text_color":null,"text_align":null,"vertical_align":null,"background_image":null,"mobile_background_image":null,"order":null}},"body":{"":null,"use_text_editor":false,"text_editor_text":"","container":[{"header":{"add_header":false,"text":"","type":"H2","class_name":"","id_name":"","alignment":"","font_size":"","text_color":""},"tagline":{"add_tagline":false,"text":"","alignment":"","class_name":"","id_name":"","position":"below","font_size":"","text_color":""},"row":[{"layout_selection":"Single column","single_column":{"":null,"header":{"add_header":false,"text":"","type":"H2","class_name":"","id_name":"","alignment":"","font_size":"","text_color":""},"tagline":{"add_tagline":false,"text":"","alignment":"","class_name":"","id_name":"","position":"below","font_size":"","text_color":""},"column":[{"selection":"Text","text_editor_text":"<h2>What does Better Built Mortgage Group, LLC do with your personal information?<\/h2>\r\n<div style=\"margin: 30px 0px;\">\r\n<h3>Why?<\/h3>\r\n<p style=\"padding: 10px 0px;\">Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.<\/p>\r\n\r\n<\/div>\r\n<div style=\"margin: 30px 0px;\">\r\n<h3>What?<\/h3>\r\n<p style=\"padding: 10px 0px;\">The types of personal information we collect and share depend on the product or service you have with us. This information can include:<\/p>\r\n\r\n<ul style=\"margin-left: 40px;\">\r\n \t<li>Social Security number and income<\/li>\r\n \t<li>Account balances and payment history<\/li>\r\n \t<li>Credit history and credit scores<\/li>\r\n<\/ul>\r\n<p style=\"padding: 10px 0px;\">When you are <em>no longer<\/em> our customer, we continue to share your information as described in this\r\nnotice.<\/p>\r\n\r\n<\/div>\r\n<div style=\"margin: 30px 0px;\">\r\n<h3>How?<\/h3>\r\n<p style=\"padding: 10px 0px;\">All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Artisan Home Loans, llc chooses to share; and whether you can limit this sharing.<\/p>\r\n\r\n<\/div>\r\n<div style=\"margin: 30px 0px;\">\r\n<h2>California residents - click here to view <a style=\"color: #002856 !important; text-decoration: underline !important;\" href=\"\/ccpa\" target=\"_blank\" rel=\"noopener\">the California Consumer Protection Act portal<\/a><\/h2>\r\n<table>\r\n<tbody>\r\n<tr style=\"background-color: #a9cfdf; text-transform: uppercase; padding: 20px !important;\">\r\n<th style=\"padding: 17px 10px 17px 40px;\">REASONS WE CAN SHARE YOUR PERSONAL INFORMATION<\/th>\r\n<th style=\"padding: 17px 10px 17px 40px;\">DOES BETTER BUILT MORTGAGE GROUP, LLC SHARE?<\/th>\r\n<th style=\"padding: 17px 10px 17px 40px;\">CAN YOU LIMIT THIS SHARING?<\/th>\r\n<\/tr>\r\n<tr style=\"border-bottom: 1px #f9f9f9 solid;\">\r\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For our everyday business purposes-<\/strong>\r\n\r\n\r\nsuch as to process your transactions,\r\n\r\n\r\nmaintain your account(s), respond to\r\n\r\n\r\ncourt orders and legal investigations, or\r\n\r\n\r\nreport to credit bureaus<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">YES<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">NO<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For our marketing purposes-<\/strong>\r\n\r\n\r\nto offer our products and services to you<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">YES<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">NO<\/td>\r\n<\/tr>\r\n<tr style=\"border-bottom: 1px solid #ddd;\">\r\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For joint marketing with other financial companies<\/strong><\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">YES<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">NO<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For our affiliates' everyday business purposes-<\/strong>\r\n\r\n\r\ninformation about your transactions and experiences<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">YES<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">NO<\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For our affiliates' everyday business purposes-<\/strong>\r\n\r\n\r\ninformation about your creditworthiness<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">NO<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">WE DON'T SHARE<\/td>\r\n<\/tr>\r\n<tr style=\"border-bottom: 1px solid #ddd;\">\r\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For affiliates to market to you<\/strong><\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">YES<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">YES<\/td>\r\n<\/tr>\r\n<tr style=\"border-bottom: 1px solid #ddd;\">\r\n<td style=\"padding: 17px 10px 17px 40px;\"><strong>For non-affiliates to market to you<\/strong><\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">NO<\/td>\r\n<td style=\"padding: 17px 10px 17px 40px;\">WE DON'T SHARE<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/div>\r\n<div style=\"margin: 30px 0px;\">\r\n<h2>Who is providing this notice? Better Built Mortgage Group, LLC<\/h2>\r\n<h4>How does Better Built Mortgage Group, LLC protect my personal information?<\/h4>\r\n<p style=\"padding: 10px 0px;\">To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.<\/p>\r\n<p style=\"padding: 10px 0px;\">We restrict access to your information to those who have a legitimate business purpose, and we train employees on data security and confidentiality.<\/p>\r\n\r\n<h4>How does Better Built Mortgage Group, LLC collect my personal information?<\/h4>\r\n<ul style=\"margin-left: 40px;\">\r\n \t<li>We collect your personal information, for example, when you<\/li>\r\n \t<li>Apply for financing or give us your contact information<\/li>\r\n \t<li>Give us your income information<\/li>\r\n \t<li>Give us your employment history Give us your wage statements<\/li>\r\n<\/ul>\r\n<p style=\"padding: 10px 0px;\">We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.<\/p>\r\n\r\n<h4>Why can't I limit all sharing?<\/h4>\r\n<p style=\"padding: 10px 0px;\">Federal law gives you the right to limit only<\/p>\r\n\r\n<ul style=\"margin-left: 40px;\">\r\n \t<li>sharing for affiliates' everyday business purposes-information about your creditworthiness<\/li>\r\n \t<li>affiliates from using your information to market to you<\/li>\r\n \t<li>sharing for non-affiliates to market to you<\/li>\r\n<\/ul>\r\n<p style=\"padding: 10px 0px;\">State laws and individual companies may give you additional rights to limit sharing.<\/p>\r\n<p style=\"padding: 10px 0px;\">What happens when I limit sharing for an account, I hold jointly with someone else? Your choices will apply to everyone on your account.<\/p>\r\n\r\n<\/div>\r\n<div style=\"margin: 30px 0px;\">\r\n<h3>Definitions<\/h3>\r\n<h4>Affiliates<\/h4>\r\n<p style=\"padding: 10px 0px;\">Companies related by common ownership or control. They can be financial and nonfinancial companies.<\/p>\r\n<p style=\"padding: 10px 0px;\">Our affiliates include financial companies such as:<\/p>\r\n\r\n<ul style=\"margin-left: 40px;\">\r\n \t<li>Guild Mortgage Company LLC<\/li>\r\n<\/ul>\r\n<h4>Non-affiliates<\/h4>\r\n<p style=\"padding: 10px 0px;\">Companies not related by common ownership or control. They can be financial and nonfinancial companies.<\/p>\r\n<p style=\"padding: 10px 0px;\">Non-affiliates we share can include:<\/p>\r\n\r\n<ul style=\"margin-left: 40px;\">\r\n \t<li>Non-financial companies, such as direct marketing companies<\/li>\r\n \t<li>Service providers that perform marketing services on our behalf or on behalf of us and another financial institution.<\/li>\r\n<\/ul>\r\n<h4>Joint Marketing<\/h4>\r\n<p style=\"padding: 10px 0px;\">A formal agreement between nonaffiliated financial companies that together market financial products or services to you.<\/p>\r\n<p style=\"padding: 10px 0px;\">Our joint marketing partners include:<\/p>\r\n\r\n<ul style=\"margin-left: 40px;\">\r\n \t<li>Financial institutions with whom Bellco Home Loans, LLC or its subsidiaries have joint marketing agreements<\/li>\r\n \t<li>Service providers that perform marketing services on our behalf or on behalf of us and another financial institution<\/li>\r\n<\/ul>\r\n<\/div>\r\n","popup":false,"popup_text":"","row":null,"button":{"link":null,"class_name":"","id_name":"","font_size":"","background_color":"","text_color":"","alignment":"center"},"image":null,"navigation":null,"bellco_referral":{"branch_list":null,"csv_importer_group":null},"fields":null,"social_share":null,"social_icons":null,"video_url":"","homebot_homeowner_script_id":"","video_type":false,"featured_blog_text":"","featured_blog_icon":null,"blog_card_selector":false,"officer_id":"","form_id":""}],"attributes":{"id_name":"","class_name":"","font_size":"","background_color":"","text_color":"","text_align":"","vertical_align":"","background_image":"","mobile_background_image":"","order":""},"column_size":""},"two_column":null,"three_column":null,"card_grid":null,"attributes":{"id_name":"","class_name":"","font_size":"","background_color":"","text_color":"","text_align":"","vertical_align":"","background_image":"","mobile_background_image":"","card_type":"","order":""}}],"attributes":{"id_name":"","class_name":"","font_size":"","background_color":"","text_color":"","text_align":"","vertical_align":"","background_image":"","mobile_background_image":"","container_width":"site-width","text_width":"site-width"}}]}},"override":{"override_default_banner":false,"override_default_navigation":false,"override_default_disclsoure":false}},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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